Like that @PayUMoney sends OTP to phone as well as email, eases transaction on desktop.

Ur well being as a company is inversely proportional to the coolness of the tech you use, more mundane and boring the tech, better off u r.

If you are building for yourself, do not start out with the idea of building a platform or library, gradually evolve into one.

Some website wanted me to download their app to play a song, promptly opened YouTube and played.